Affiliate Program Agreement

Last updated: 03/06/2025

This affiliate program agreement is between RR Processing LLC d/b/a ARLCash ("ARLCash," "we," or "us"), and you, regarding your application to and participation in the ARLCash Affiliate Program (the "Affiliate Program") as an affiliate of ARLCash and the establishment of links from your website to one or more of our websites listed at https://arlcash.com/external.php?page=sites (collectively, the "Program Sites").

By submitting an application to join or by participating in the Affiliate Program, you are confirming that you have read this agreement and the Terms of Service for the Program Sites, and that you agree to be bound by this agreement and those Terms of Service.

1                     Definitions

In this agreement, the following definitions apply:

"Affiliate" means any business, individual, or entity that applies to or participates in the Affiliate Program, or that promotes ARLCash"s Products and Services"whether on a website or through other means"using an affiliate tracking code in exchange for commissions on sales directly resulting from that promotion.

"Affiliate Site" means a website owned or operated by an Affiliate that promotes ARLCash"s Products and Services.

"ARLCash"s Products and Services" means digital subscriptions available for purchase from ARLCash on one or more Program Sites.

"Commission Fees" means the amount an Affiliate earns for each Qualified Purchase by a Referred Customer, subject to the Commission Threshold and the terms of this agreement.

"Commission Threshold" means the amount of Commission Fees an Affiliate must accrue before receiving a payment from ARLCash.

"Qualified Purchase" means a sale of ARLCash"s Products and Services to a Referred Customer, on condition that the sale is not excluded under section 7 of this agreement. This includes new signups and rebills.

"Referred Customer" means each new and unique customer referred from an Affiliate through a Link that provides valid account and billing information.

2                     Enrollment in the Affiliate Program

(a)    To begin the enrollment process, you must submit a completed Affiliate Program signup form. The signup form can be found at https://arlcash.com/external.php?page=signup.

(b)    We will evaluate your application and will notify you of your acceptance or rejection in a timely manner. We may reject your application if we determine that your Affiliate Site or promotional method is not suitable for the Affiliate Program for any reason, including, but not limited to, its inclusion of content that is unlawful or otherwise violates our Program Sites" Terms of Service.

(c)     If we reject your application for any reason, you shall not reapply to the Affiliate Program using the same domain name/URL or reapply using a different domain name/URL and then add the previously rejected domain name/URL to your affiliate account. ARLCash may reject or remove any prospective Affiliate from the Affiliate Program with or without notice.

3                     Promotion of Our Affiliate Relationship

(a)    If you qualify to participate as an Affiliate, we will make a variety of graphic and textual links available to you (each referred to as a "Link" or collectively, as "Links"). The Links will serve to identify your Affiliate Site as a member of the Affiliate Program and will establish a link from your Affiliate Site or email to the applicable Program Site. Unless permitted by ARLCash, the Links must be used on your Affiliate Site, and you shall not distribute the Links to nonparties to be posted on websites that you do not own. You shall cooperate with us to establish, display, and maintain those Links. Your use of the Links shall comply with this agreement at all times. ARLCash may modify the Links on one or more occasions. You shall not use graphic or textual images (indicating a Link) or text messages to promote the Program Sites that ARLCash has not approved in advance. All Affiliates must display the Links prominently in relevant sections of their Affiliate Sites. Further, you shall not use cookie stuffing techniques that set the affiliate tracking cookie without the Referred Customer"s knowledge (e.g., iframe). Any information about ARLCash that is going to be displayed on the Affiliate Site must be preapproved by ARLCash in writing.

(b)    You must ensure that all content and promotions comply with the age verification laws and regulations applicable in your state, country, or jurisdiction.

(c)     ARLCash accepts traffic from English-language sources only. Traffic from non-English sources may be rejected, and corresponding Commission Fees withheld or reversed.

(d)    Except as permitted in this agreement, you shall not (1) use ARLCash"s trademarks or other intellectual property, including without limitation, the Links (collectively, the "ARLCash IP") without ARLCash"s prior written permission, (2) use ARLCash"s name (or any variation or misspelling of it or other terms that are confusingly similar to any of the preceding) in a domain name, any metatags, advertising, search terms, code, or otherwise, or (3) act in any way that causes or creates or could cause or create any "initial interest confusion" over the use of the ARLCash IP on the internet or in any search engine advertising. Using the ARLCash IP other than as permitted under this agreement constitutes unlawful infringement of ARLCash"s intellectual property rights and might subject you to liability (including potential treble damages for knowing or willful infringement) and obligate you to pay ARLCash"s legal fees and costs for ARLCash"s enforcement of its rights.

(e)    You shall comply with the following rules when bidding on keywords on any paid search engine or social media site, including, without limitation, Google, Yahoo, Bing, X, and Facebook:

(1)                you are prohibited from bidding on any ARLCash trademarks or any variations and misspellings of them without ARLCash"s prior written approval;

(2)                you are prohibited from bidding on keywords that include ARLCash"s trademarks along with additional terms such as "coupons," "promotions," or "promos." Further, Affiliates must not use broad match or phrase match for any of these keywords;

(3)                you are prohibited from outranking ARLCash"s internal paid search ad on any keywords;

(4)                you are prohibited from direct linking to a Program Site from any paid search ads;

(5)                you are prohibited from using a Program Site URL as a display URL; and

(6)                all materials, including without limitation, ad copy, coupons, and promotions on your Affiliate Site must accurately represent active and valid promotions. For example, you must not display an ad on your Affiliate Site for a promotion that has expired. We continue to monitor all paid search landscapes. If we find you in violation of this section, we may terminate your participation in the Affiliate Program. For more information on match types, please visit Google"s overview of match types.

(f)      You shall not post any refunds, credits, or discounts on ARLCash"s Products and Services or other content about ARLCash without ARLCash"s prior written consent in each instance. Affiliates must only use active coupons and discounts that are provided exclusively through the Affiliate Program using banners and links. Each Link connecting users of the Affiliate Site to the pertinent area of the Program Site will in no way alter the look, feel, or functionality of the Program Site. Any violations of the terms surrounding links, coupons, refunds, credits, or discounts will constitute a breach of this agreement and may result in your termination from the Affiliate Program or the withholding of Commission Fees.

(g)    Affiliates must not generate traffic through the following methods: unsolicited email (spam), pop-ups/pop-unders, click farms, incentivized clicks, adware, malware, newsgroup postings, or any illegal or deceptive methods. Violations will result in immediate termination and forfeiture of Commission Fees.

4                     FTC Endorsement Compliance

(a)    It is ARLCash"s intent to treat all our customers fairly. Accordingly, we require all Affiliates to comply with laws, regulations, and guidelines concerning advertising and marketing, including without limitation, the Federal Trade Commission (FTC) Endorsement Guides.

(b)    Specifically, Affiliates must:

(1)                Clearly and prominently disclose their affiliate relationship with ARLCash on any Affiliate Site, social media post, email, or other promotional material that contains an endorsement, review, or recommendation of ARLCash"s Products and Services.

(2)                Use disclosures that are clear, conspicuous, and immediately noticeable to consumers, such as "Affiliate Link," "#ad," "Sponsored," or "Promotion."

(3)                Avoid ambiguous phrases like "thank you" or "collaboration," which are insufficient for FTC compliance.

(4)                Ensure disclosures appear prominently and close to the endorsement content, without requiring additional action (such as clicking "more") to view them.

(c)     Failure to strictly adhere to the FTC Endorsement Guides or other relevant regulations and guidelines may result in ARLCash withholding Commission Fees, immediate termination from the Affiliate Program, and potential legal action.

5                     Data Protection

(a)    You shall comply with all applicable data protection laws regarding the transmission of data to or from the United States or your country of residence, including, without limitation, the General Data Protection Regulation (Regulation (EU) 2016/679) ("GDPR") and the California Consumer Privacy Act of 2018, as amended ("CCPA"). As a data controller under the GDPR and a business under the CCPA (where applicable), you shall implement appropriate technical and organizational measures to ensure a level of security appropriate to the risk, considering the nature, scope, context, and purpose of processing any personal data.

(b)    When transferring personal data internationally, including transfers to or from the United States, you must ensure compliance with GDPR requirements for cross-border transfers, including, but not limited to, the use of standard contractual clauses, adequacy decisions, or other lawful transfer mechanisms where necessary.

(c)     You shall promptly assist ARLCash in (1) responding to data subject rights requests under the GDPR or CCPA from any Referred Customers, and (2) fulfilling obligations to cooperate with supervisory authorities under applicable data protection laws.

6                     Order Processing

ARLCash will process orders made by Referred Customers who follow Links from an Affiliate Site to ARLCash. We may reject any orders that do not meet our requirements, which we may establish or modify on one or more occasions. ARLCash is solely responsible for all aspects of order processing and fulfillment, including services, cancellations, refunds, and payment processing. We will track Qualified Purchases generated through your Links and provide this information via our Affiliate Program website. To ensure accurate tracking, reporting, and commission accrual, you must ensure that Links between your Affiliate Site and the Program Sites are properly formatted.

7                     Commission Determination; Qualified Purchases

(a)    Commission Fees will be calculated based on the payout program you are enrolled in and the commission rates listed at https://arlcash.com/external.php?page=programs for each Qualified Purchase, subject to commission accrual under section 8.

(b)    A Qualified Purchase does not include any of the following:

(1)                a purchase made by a Referred Customer using gift cards;

(2)                a purchase by a Referred Customer who transferred from any ARLCash partner or an entity that owns, is owned by, or is under common ownership with ARLCash;

(3)                a purchase by a Referred Customer who is also associated with any ARLCash reseller, referral, or other affiliate program;

(4)                a purchase by a Referred Customer who is not up to date on payments or whose purchase is subject to a refund, chargeback, or other program;

(5)                a purchase that was completed before the Affiliate joined the Affiliate Program or was not properly tracked through a Link;

(6)                a purchase by a Referred Customer who (A) has not been in good standing for at least 30 days, or (B) is in violation of the Program Sites" Terms of Service or other policies when the Commission Fees accrue;

(7)                a purchase that ARLCash suspects, in its sole discretion, is fraudulent, including but not limited to (A) the use of software that generates real or fictitious information, (B) multiple accounts from the same Referred Customer, or (C) the referral of accounts that do not comply with this agreement;

(8)                a purchase referred by an Affiliate with an excessive cancellation rate, as determined in ARLCash"s sole discretion;

(9)                a purchase by a Referred Customer who was offered or received coupons, refunds, credits, or discounts from the Affiliate;

(10)            a purchase by a Referred Customer if either the Affiliate or Referred Customer is engaged in or promoting a business-opportunity program, as determined in ARLCash"s sole discretion;

(11)            a purchase by a Referred Customer who received a popup with a discounted offer while leaving a Program Site during their purchase;

(12)            a purchase by a Referred Customer who, before making the purchase, clicked a Link from another Affiliate in this Affiliate Program; or

(13)            a purchase by a Referred Customer made more than 24 hours after clicking the Link.

(c)     ARLCash may withhold paying Commission Fees to you if you are new to the Affiliate Program, or who have referrals that are potentially the result of fraud as determined by ARLCash, to determine the legitimacy and cancellation rates of Referred Customers.

(d)    ARLCash may suspend paying Commission Fees to you if it suspects fraud or other improper activity or a potential breach of this agreement by you or a Referred Customer. ARLCash may deduct from your current and future Commission Fees all Commission Fees corresponding to any fraudulent, questionable, and canceled purchases. If no subsequent Commission Fees are due, ARLCash may bill you for the balance of that refunded purchase on termination of your participation in the Affiliate Program or termination of the Referred Customer.

(e)    ARLCash may immediately cancel or withhold for later review any Commission Fees that do not meet the criteria of a "Qualified Purchase." You are responsible for monitoring the payment, denial, and withholding of Commission Fees; ARLCash is not required to actively notify you of the status of Commission Fees. If you have a question about a Commission Fee that has been canceled or withheld, you have 30 days from the day the payment would have been due to contact ARLCash to request that the Commission Fee be paid. Any changes to decisions about canceled or withheld Commission Fees are made at our sole discretion.

(f)      Commissions for any Referred Customer who is associated with any ARLCash reseller, referral, or other program will not be considered a Qualified Purchase. In other words, you will not receive double commissions or compensation.

(g)    If ARLCash determines that the Referred Customers that are referred by you have an excessive cancellation rate, ARLCash may withhold or decline pending and future Commission Fees to you.

(h)    Any attempt by you to manipulate, falsify, or inflate Referred Customers, Qualified Purchases, or Commission Fees to intentionally defraud ARLCash or any other violation of this agreement constitutes immediate grounds for ARLCash to terminate your participation in the Affiliate Program and will result in you forfeiting any Commission Fees due.

8                     Commission Payments

(a)    Subject to this agreement, Commission Fees will be calculated for each Qualified Purchase that accrues during the period for which those Commission Fees are being calculated.

(b)    Commission Fees are processed twice per month based on the previous month"s earnings, with pay periods from the 1st to the 15th and 16th to the last day of the month. Commission payments are subject to a 30-day verification period to detect and prevent fraud or other violations of this agreement. Eligible payments will be issued 30 days after the end of the applicable pay period. ARLCash is not obligated to pay any additional compensation for Referred Customers beyond the Commission Fees outlined in this agreement. You will only be compensated for Qualified Purchases made in full compliance with this agreement.

(c)     Commission Fees will be paid using the most current information in your Affiliate account. You must promptly update your profile in the Affiliate console to reflect any changes to your address, email, or payment method. Payment method updates may take up to two payout cycles to take effect.

(d)    You may view the currently available payment methods by logging into your Affiliate account.

(e)    ARLCash may modify the available commission payment methods or payment schedule at any time. Those changes will take effect when posted.

(f)      You have access to ARLCash"s real-time Affiliate Program statistics and must file any disputes within 30 days after the end of the month in which the sale or event that is disputed occurred. ARLCash will not accept disputes filed after 30 days of the date on which the disputed sale or event occurred, and you forfeit any rights to a potential claim.

(g)    Commission Fees will accrue and only become payable once you provide all relevant tax and address documentation under this section 8. It is solely your responsibility to provide ARLCash with accurate tax and payment information that is necessary to issue a Commission Fee to you. If ARLCash does not receive the necessary tax or payment information within 90 days of a Qualified Purchase that would otherwise trigger Commission Fees, the commissions will not accrue, and no Commission Fees will be owed for that Qualified Purchase.

(h)    You are responsible for paying all taxes related to the commissions you receive under this agreement. In compliance with US tax laws, ARLCash will issue a Form 1099-NEC to Affiliates whose earnings meet or exceed the threshold. You may be required to submit a W9 tax form to ARLCash before any Commission Fees will accrue.

(i)      Any address change must be made in your Affiliate profile in the Affiliate console.

(j)      ARLCash is not responsible for paying any nonparty fees for you to receive Commission Fees.

9                     Qualified Purchases Statistics

You may log into your Affiliate account to review your click-through and Qualified Purchases statistics daily. The potential Qualified Purchases shown in this report have not been reviewed to confirm they meet all criteria for Qualified Purchases. Thus, Commission Fees might not be issued for all Referred Customers that appear in your Affiliate account.

10                 Obligations Regarding Your Affiliate Site

(a)    We will not be liable or responsible for any matters related to your Affiliate Site. You are solely responsible for developing, operating, and maintaining your Affiliate Site, as well as for all materials that appear on it. Your responsibilities include, but are not limited to:

(1)                the technical operation of your Affiliate Site and all related equipment;

(2)                creating and posting reviews, descriptions, and references on your Affiliate Site, and linking those descriptions to the applicable Program Site;

(3)                ensuring the accuracy of materials posted on your Affiliate Site, including, but not limited to, all content related to ARLCash"s Products and Services;

(4)                ensuring that materials posted on your Affiliate Site do not infringe on anyone"s rights, are not defamatory, and do not otherwise violate any laws;

(5)                complying fully with the Digital Millennium Copyright Act (DMCA), including promptly removing any infringing content upon receipt of a valid DMCA takedown notice; and

(6)                complying with all applicable age verification laws and regulations, including, but not limited to, those governing the display, promotion, and distribution of adult content. You must implement appropriate age verification measures as required by law to prevent access by minors.

(b)    We may monitor signups through your Affiliate Site on one or more occasions to ensure compliance with this agreement. If we determine, in our sole discretion, that you are not in compliance, we may terminate your participation in the Affiliate Program immediately.

11                 ARLCash Responsibilities

We will provide all the information necessary for you to make Links from your Affiliate Site to the applicable Program Site. ARLCash will be solely responsible for order processing (including payment processing, cancellations, and refunds) for orders for ARLCash Products and Services placed by a Referred Customer, for tracking the volume and amount of Qualified Purchases generated by your Affiliate Site, for providing information to you regarding Qualified Purchase statistics, and for providing Referred Customers with the services purchased.

12                 Policies and Pricing

Referred Customers who purchase ARLCash Products and Services through our Affiliate Program are considered to be ARLCash customers. Our Program Sites" Terms of Service, rules, policies, and operating procedures will apply to those customers. We may change our policies, pricing, and operating procedures at any time. For example, ARLCash determines the prices to be charged for ARLCash Products and Services sold through the Affiliate Program in accordance with our own pricing policies. Pricing and availability of ARLCash Products and Services might vary on one or more occasions, from Affiliate to Affiliate, and from region to region. Because price changes might affect products that you have listed on your Affiliate Site, you might or might not be able to include price information in your product descriptions. We will use reasonable efforts to present accurate information on our Program Sites, but we cannot guarantee the availability or price of any particular ARLCash Product or Service.

13                 Emails and Publicity

(a)    You shall not create, publish, transmit, or distribute any bulk email messages relating to ARLCash or the Affiliate Program without ARLCash"s prior written consent, to be granted or denied in ARLCash"s sole discretion, in each instance. You shall only send emails containing a Link or any message regarding ARLCash or the Affiliate Program to recipients who have explicitly consented to receive communications from you.

(b)    All email marketing activities must fully comply with the CAN-SPAM Act, including, without limitation:

(1)                clearly and conspicuously identifying emails as advertisements or promotional communications;

(2)                including a valid physical postal address within each email;

(3)                providing recipients with a clear and easily accessible opt-out mechanism, allowing recipients to unsubscribe from future communications; and

(4)                honoring all opt-out requests within 10 business days from the date received.

(c)     Failure to comply with this section, including applicable CAN-SPAM Act requirements, will constitute a breach of this agreement and may result in your immediate termination from the Affiliate Program, forfeiture of accrued Commission Fees, and potential legal liability.

(d)    Additionally, ARLCash reserves the right to terminate your participation if your account generates excessive clicks in a short period, as determined solely by ARLCash.

14                 IP Licenses and Use

(a)    Subject to the limitations set out in section 3 and otherwise in this agreement, we hereby grant you a nonexclusive, nontransferable, revocable license to (1) access our Program Sites through the Links solely in accordance with this agreement, and (2) use the ARLCash IP solely to promote ARLCash"s Products and Services on your Affiliate Site. You shall not alter, modify, or change the ARLCash IP in any way. You shall only use the ARLCash IP while you are an Affiliate in good standing and in compliance with this agreement.

(b)    You shall not use the ARLCash IP for any purposes other than selling ARLCash"s Products and Services, without first submitting a sample to us and obtaining our prior written consent in each instance. You shall not use the ARLCash IP in any manner that is disparaging, or that otherwise portrays ARLCash, any ARLCash employee, representative, or customer in a negative light. We reserve all our rights in the ARLCash IP and your license to use the ARLCash IP is limited to the manner described in this agreement. We may revoke your license at any time by giving you written notice. If not previously revoked, this license will terminate on the termination of your participation in the Affiliate Program. We may review your Affiliate Site to ensure compliance with this agreement.

(c)     You hereby grant us a nonexclusive license to use your name, title, trademarks, and logo (the "Affiliate Trademarks") in any advertisement or other materials used to promote ARLCash and the Affiliate Program. ARLCash is not required to use the Affiliate Trademarks, and any use is at its sole discretion. This license terminates on the termination of your participation in the Affiliate Program.

15                 Term and Termination

(a)    This agreement is effective on your submission of an application to the Affiliate Program and will remain in effect until either party terminates your participation in the Affiliate Program. Your participation in the Affiliate Program may be terminated at any time by either party, with or without notice.

(b)    You are only eligible to earn Commission Fees on Qualified Purchases occurring during this agreement, except that you will continue to receive Commission Fees on subscription renewals for the lifetime of the subscription even if renewal occurs after the termination of this agreement subject to section 15(c). Commission Fees earned before the termination date will be eligible for Commission Fees only if the orders for the related ARLCash Products and Services are not canceled within 30 days and comply with this agreement. We may withhold your final payment of Commission Fees for a reasonable time to ensure that all Qualified Purchases are valid and payments from Referred Customers are legitimate.

(c)     If you violate this agreement, the Program Sites" Terms of Service, or any law or regulation, you will immediately forfeit any right to all accrued, but not yet paid, Commission Fees and will be immediately removed from the Affiliate Program.

(d)    ARLCash may remove you from the Affiliate Program or terminate or suspend this agreement for any reason.

16                 Modification

We may modify this agreement at any time by posting the changes on our Affiliate Program website. Those modifications will become effective immediately upon posting. Modifications may include changes to commission structures, payment procedures, or Affiliate Program rules. Your continued participation in the Affiliate Program after those changes are posted constitutes your acceptance of those modifications. If any modification is unacceptable to you, your sole recourse is to terminate this agreement. Upon termination, you will retain any accrued rights under the agreement as it stood before the modification became effective.

17                 Warranty Disclaimers

We are not making any express or implied warranties or statements about the Affiliate Program or any ARLCash Products and Services sold through the Affiliate Program (including, without limitation, warranties of fitness for a particular purpose, merchantability, noninfringement, or any implied warranties arising out of course of performance, dealing, or trade usage). In addition, ARLCash is not making any statement that the operation of our Program Sites or Affiliate Program website will be uninterrupted or error free, and we will not be liable for the consequences of any interruptions or errors, including the tracking of information concerning Referred Customers during any period of interruption.

18                 Relationship of Parties

You and ARLCash are independent contractors, and nothing in this agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties. You will have no authority to make or accept any offers or representations for us. You will not make any statement, whether on your Affiliate Site or otherwise, that contradicts anything in this section 18.

19                 Statements of Fact

You state that the following facts are accurate:

(1)                you have reviewed and understand this agreement and agree to be bound by its terms;

(2)                your acceptance of this agreement and participation in the Affiliate Program will not violate (A) any provision of law, rule, or regulation to which you are subject, (B) any order, judgment, or decree applicable to you or binding on your assets or properties, (C) any provision of your bylaws or operating agreement or certificate of incorporation or organization, or (D) any agreement or other document applicable to you or binding on your assets or properties;

(3)                you are the sole owner of the Affiliate Trademarks, have the power to grant ARLCash the license to use those marks in the way contemplated in this agreement, and that grant will not (A) breach, conflict with, or constitute a default under any agreement or other document applicable to you or binding on your assets or properties, or (B) infringe on any trademark, trade name, service mark, copyright, or other proprietary right of any person or entity;

(4)                you are not required to obtain consent, approval, or authorization of, or exemption by, or filing with, any government body or any nonparty with your entering into this agreement;

(5)                there is no pending or threatened claim, action, or proceeding against you for the Affiliate Trademarks, and, to the best of your knowledge, there is no grounds for any such claim, action, or proceeding;

(6)                during this agreement, you will not include in your Affiliate Site content that is, in our opinion, unlawful, harmful, threatening, defamatory, obscene, abusive, harassing, racially, ethnically, or otherwise objectionable, or in violation of our Program Sites" Terms of Service;

(7)                your Affiliate Site implements legally required age verification measures in all applicable jurisdictions to prevent access by minors;

(8)                if you are an individual, you are at least 18 years old; and

(9)                each Referred Customer is valid, genuine, and unique and meets the criteria of a Qualified Purchase for generating a Commission Fee as provided in this agreement.

20                 Limitation of Liability

We will not be liable for any indirect, special, incidental, or consequential damages or any loss of revenue, profits, or data arising under this agreement or the Affiliate Program, even if we have been advised of the possibility of those damages. Further, our aggregate liability arising under this agreement and the Affiliate Program will not exceed the total Commission Fees paid or payable to you under this agreement during the three-month period immediately preceding the event giving rise to that liability.

21                 Indemnification

You shall indemnify ARLCash and its subsidiaries and affiliates, and their directors, officers, employees, agents, shareholders, partners, members, and other owners against all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable legal fees) (collectively, "Losses") arising out of or relating to (1) any claim that our use of the Affiliate Trademarks infringe on any trademark, trade name, service mark, copyright, license, intellectual property, or other proprietary right of anyone, (2) any misrepresentation of a statement of fact or breach of an agreement made by you in this agreement, or (3) any claim related to your Affiliate Site, including, without limitation, its development, operation, maintenance, and content in it not attributable to us.

22                 Confidentiality

All information, including, without limitation, the terms of this agreement, business and financial information, ARLCash customer and vendor lists, and pricing and sales information (including without limitation commission rates) will remain confidential and shall not be used for any purpose outside this agreement except and solely if that information is (1) already lawfully known to or independently developed by the receiving party, (2) disclosed in published materials, (3) generally known to the public, or (4) lawfully obtained from any nonparty not under the obligation of confidentiality to the disclosure under this agreement. Despite the preceding, each party may deliver a copy of any such information (1) to its accountants, attorneys, or other agents on a confidential basis, (2) under a valid subpoena or order issued by a court or administrative agency of competent jurisdiction, or (3) otherwise as required by law, rule, regulation, or legal process. If that disclosure is made, the receiving party shall give the disclosing party prior notice before releasing any information unless giving that notice is prohibited.

23                 Independent Investigation

You understand that we may (directly or indirectly) solicit relationships on terms that might differ from those contained in this agreement. We may also solicit relationships with entities that operate websites that are similar to or compete with your Affiliate Site. You have independently evaluated the desirability of participating in the Affiliate Program and are not relying on any representation, guarantee, or statement other than as set out in this agreement.

24                 Resolving Disputes

(a)    New York law governs all adversarial proceedings arising out of this agreement or the Affiliate Program.

(b)    Each party acknowledges that (1) breach by either party of that party"s obligations under this agreement has the potential to cause irreparable harm for which damages would be an inadequate remedy and (2) if any such breach occurs or is threatened and might cause irreparable harm, each party would want a court to grant the other party an injunction, a restraining order, or any other equitable remedy, in each case without posting a bond or other security and without proof of actual damages.

(c)     As the exclusive means of bringing adversarial proceedings to resolve any dispute arising out of this agreement or the Affiliate Program (other than any proceeding brought by a party seeking an injunction, a restraining order, or any other equitable remedy to which that party is entitled under section 24(b)), a party may demand that the dispute be resolved by arbitration administered by the World Intellectual Property Organization (WIPO) in accordance with the WIPO Expedited Arbitration Rules, which are available at https://www.wipo.int/amc/en/arbitration/expedited-rules/index.html. Judgment on any award rendered in any arbitration may be entered in any court having jurisdiction. The parties intend to arbitrate solely on an individual basis, and this agreement does not permit class arbitration or any claims brought as a plaintiff or class member in any class or representative proceeding. The arbitrator must not consolidate more than one person"s claims and must not otherwise preside over any form of a representative or class proceeding. The arbitrator will have the power to rule on any challenge to its own jurisdiction or to the validity or enforceability of any portion of the agreement to arbitration, except that the arbitrator has no power to rule on the validity or enforceability of the agreement to arbitrate solely on an individual basis. Any arbitration begun in accordance with this arbitration provision must be conducted by one arbitrator. Any arbitration begun in accordance with this arbitration provision must be conducted in English. Any arbitration begun in accordance with this arbitration provision must be conducted virtually using Zoom or a virtual meeting platform that provides similar functionality. If virtual arbitration is not possible due to technical issues, because the arbitrator is unwilling or unable to attend the arbitration virtually, or for one or more other compelling reasons, the arbitration must be conducted in New York, New York, or any other place mutually agreed on by the parties. The arbitrator must not award punitive damages in addition to compensatory damages. Each party hereby waives any right to recover any such damages in any arbitration.

(d)    If either party brings a proceeding regarding the enforceability or validity of the class action waiver or seeking an injunction, a restraining order, or other equitable remedy to which that party is entitled under section 24(b), that party may bring that proceeding only in the United States District Court for the Southern District of New York or, only if there is no federal subject matter jurisdiction, in a state court of New York sitting in New York City. Each party hereby waives any claim that any proceeding brought in accordance with this section 24(d) has been brought in an inconvenient forum or that the venue of that proceeding is improper.

(e)    In an adversarial proceeding between the parties arising out of this agreement or the Affiliate Program, the prevailing party will be entitled to recover from the other party, in addition to any other relief awarded, all expenses that the prevailing party incurs in that adversarial proceeding (including any appeals), including legal fees and expenses.

(f)      Apart from proceedings arising from a claim for indemnification, neither party may initiate adversarial proceedings to resolve any dispute arising out of this agreement or the Affiliate Program more than one year after the date that dispute arose.

(g)    If any provision of this agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, that provision will be eliminated or limited to the minimum extent so that the remaining provisions of this agreement will continue in full effect.

25                 Miscellaneous

(a)    You consent to receive all notices regarding this agreement and the Affiliate Program by email to the email address set out in your Affiliate profile. It is your responsibility to ensure that your email address is up to date.

(b)    This agreement is personal to you. Except with ARLCash"s prior written consent, you shall not transfer, including by merger (whether you are the surviving or disappearing entity), consolidation, dissolution, or operation of law, (1) any discretion granted under this agreement, (2) any right to satisfy a condition under this agreement, (3) any remedy under this agreement, or (4) any obligation imposed under this agreement. Any purported transfer by you in violation of this section 25(b) will be void.

(c)     No waiver of any provision of this agreement will be effective unless it is in writing and signed by the party granting the waiver. No failure or delay in exercising any right or remedy under this agreement will operate as a waiver of that right or remedy. A waiver granted on one occasion will not operate as a waiver on future occasions.

(d)    This agreement constitutes the entire understanding between the parties regarding this agreement or the Affiliate Program. You acknowledge that because you have not relied on, and will not be relying on, any statements made by ARLCash arising out of this agreement or the Affiliate Program, you will have no basis for bringing any claim for fraud in connection with any such statements.

(e)    We encourage you to provide feedback about the Affiliate Program. But we will not treat as confidential any suggestion or idea provided by you, and nothing in this agreement will restrict our right to use, profit from, disclose, publish, or otherwise exploit any feedback, without payment to you.

(f)      This agreement is drafted in English. If this agreement is translated into any other language, the English version prevails in case of any discrepancies or conflicts. All communications and notices made or given under this agreement will be in the English language.